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Housing in Georgina

Georgina is the most affordable municipality in York Region and the most detached, at eighty-three per cent. A fifth of its housing predates 1961, and a good deal of that is former cottage stock around Lake Simcoe that has been converted to year-round use. Those conversions are the thing to check: insulation, foundation, heating and whether the work was permitted, because a season-built cottage and a house are not the same purchase.

The shore of Lake Simcoe at Willow Beach on a clear autumn day
Willow Beach, on Lake SimcoeGiorgio Galeotti, CC BY-SA 4.0
Georgina, in the GTAExplore on Google Maps
People
47,642
Households
17,895
Median dwelling value
$750K
Median household income
$98K

What stands out about Georgina

  • 83% of its dwellings are detached houses, higher than the middle of the 23 municipalities of the GTA at 60%.
  • 6% of its dwellings are reported as needing major repairs, higher than the middle of the 23 municipalities of the GTA at 4%.
  • 32% of its dwellings have four or more bedrooms, lower than the middle of the 23 municipalities of the GTA at 45%.
  • The median household income is $98,000, lower than the middle of the 23 municipalities of the GTA at $118,000.

What is built here

Detached house
83%14,845
Semi-detached house
3%455
Row house
4%785
Duplex
3%570
Apartment, under five storeys
6%985
Apartment, five storeys or more
1%100

And how many bedrooms it has

One bedroom
6%1,040
Two bedrooms
18%3,240
Three bedrooms
44%7,930
Four or more bedrooms
32%5,640

When it was built

The most useful line on this page. Almost everything a home inspection turns up in Georgina is a function of the decade the house went up in, and so is most of what an insurer asks about.

1960 or before
20%3,645
1961 to 1980
22%4,020
1981 to 2000
32%5,695
2001 to 2010
13%2,365
2011 to 2021
12%2,170

What to check before you buy in Georgina

Raised by the housing stock above, not by any particular house. Each one is a question to ask rather than a problem to expect.

  • Kitec fittings, if it was plumbed in the late 1990s or 2000sA fifth or more of the housing here dates from the years when Kitec plumbing was installed. The fittings are usually brass in orange or blue pipe, most visible under a sink or at the water heater. It was the subject of a class action settlement and it is something a condominium corporation will know about its own building.
  • What was added, and whether it was permittedIn a neighbourhood this detached, a large share of the houses have been added to or finished below grade at some point. The City's building records will say what was permitted. An unpermitted addition is not automatically a problem to walk away from, but it is a problem to know about rather than inherit.

What it costs to live here

Owner monthly shelter cost
$1,660
Renter monthly shelter cost
$1,430
Owners with a mortgage
68%
Households renting
19%

Shelter cost is the census measure: for an owner it is the mortgage payment, property taxes, condominium fees and utilities together, and for a renter it is rent and utilities. These are medians from 2021, so read them as the shape of the place rather than as a quote.

How people get to work

Car, truck or van
94%16,735
Public transit
2%295
Walked
2%445

Where these numbers come from

the 2021 Census of Population, tabulated by the Statistics Canada as Census Profile, 2021 Census of Population, with neighbourhood names and boundaries from 2021 Census Subdivision Cartographic Boundary File. Retrieved September 20, 2026. The City publishes both packages with their licence recorded as "Statistics Canada Open Licence".

These are aggregate figures for a whole neighbourhood from a census taken in 2021, so they lag the market and they describe no individual home. Housey is not a real estate board and this is not MLS data: for what a specific house is worth today, ask a realtor.

Looking at houses in Georgina?

Save the ones you see, keep what you thought while you were standing in them, and compare them later without trying to remember which house was which. A page of statistics tells you what to ask; a board is where the answers end up.

realtor.ca
$899,00024 photos
88 Colgate Ave
Riverdale
3 bd2 ba1 park
ask about the roof